A picture of a misquito

Malaria prevention and treatment – what does your medical scheme cover?

According to the World Health Organization, malaria has been a priority health problem in the African region for the past few decades, and today, it still remains the leading cause of illness, hospital admissions and deaths on the continent.

Malaria is a life-threatening disease caused by parasites transmitted through the bites of infected female mosquitoes, and continues to affect millions of people. In fact, in 2022, sub-Saharan African was home to 94% of malaria cases (233 million) and 95% (580 000) of malaria deaths, with children making up about 80% of all deaths.

Malaria is preventable and treatable, and we should all remain focused on ways to combat one of the region’s most persistent public health challenges.

The role of vaccines in malaria prevention

One of the most significant advancements in the fight against malaria has been the introduction of vaccines. The malaria vaccine RTS,S/AS01 (commonly known as Mosquirix) has been a game-changer, especially for young children in high-risk areas, as it offers an additional layer of protection and has proven effective in reducing the severity of the disease.

For those with comprehensive healthcare cover, access to malaria vaccines is certainly easier and more affordable. Vaccinations can be obtained at least once a year or every two years (depending on the medical scheme’s benefit options) through healthcare providers and travel clinics, which can be paid for from your savings or day-to-day benefits on your medical scheme, depending on what option you are on.

Preventative measures and resources

In addition to vaccines, other preventative treatments and resources are available for individuals travelling to malaria-endemic areas. What is important to remember is that the cost of any malaria-related medication could be partially or fully covered by your medical scheme, helping to ensure you have access to essential preventative care.

Another resource that also helps in preventing malaria infections includes an insecticide-treated net. Sleeping under insecticide-treated mosquito nets is still one of the most effective ways to prevent mosquito bites, which transmit malaria.

Access to malaria treatment

For those infected with malaria, early diagnosis and treatment are crucial to preventing complications.

Most medical schemes that offer comprehensive healthcare cover can also offer access to:

  • Rapid diagnostic tests and blood smears: These tests are essential for confirming malaria infection. Again, though, remember to check the type of cover your medical scheme offers, as payment may be made from your savings or day-to-day benefits, if not from in-hospital benefits.
  • Artemisinin-based combination therapies (ACTs): ACTs are the most effective treatment for uncomplicated malaria. Usually, treatment is covered as per a member’s benefit option – from savings or day-to-day or hospital benefits, if you are admitted.
  • Hospitalisation and specialised care: Severe malaria can require hospitalisation, especially in vulnerable populations such as young children, pregnant women and the elderly. Comprehensive medical cover includes the cost of hospital care, as well as any intensive treatment for severe cases of malaria, which will significantly reduce any financial burdens.

Comprehensive medical aid coverage supports preventative care, early diagnosis and effective treatment. Together, with continued innovation and awareness, we can move closer to a malaria-free world, ensuring every individual has the resources needed to protect their health.

Madelein O’Connell

Executive: Marketing, Sales and Corporate Relations

Bestmed Medical Scheme

Image credit: Miku Aalto/Pixabay

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