We’ve all popped into a shop to buy bread and milk, and found ourselves at the till with a basketful of groceries. While we may blame ourselves for shopping impulsively, we are often the target of tried-and-tested psychological techniques that encourage shoppers to spend. “Retailers spend millions of rands every year to understand how customers […]
Every rand counts: Don’t fall for retail marketing tricks Read More »
As pressure builds on household budgets, families are forced into tougher trade-offs. Food, transport, school costs and debt repayments all compete at once, making it harder to stay focused on longer term goals when short-term needs feel urgent. One habit often separates people who stay on track financially: they have a plan. “A clear goal
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With food costs remaining a key pressure point for many South African households, retailers are increasingly focusing on value-led promotions that help consumers manage their grocery spend without sacrificing everyday essentials. In response to this demand, Makro (part of Massmart) has launched its new “Famous Four” meat promotion, locking in the price of popular meat
Affordable prices for households looking to stretch food budgets this winter Read More »
July marks National Savings Month in South Africa, a timely reminder to revisit how we manage our money, set financial goals and make intentional spending choices across all aspects of life. And while travel may seem like a luxury in tight economic times, it doesn’t have to come at the expense of your financial wellbeing.
Travel smart, spend wisely: 6 tips for savvy travel during National Savings Month Read More »
With Mother’s Day around the corner, many South Africans are thinking about how to celebrate the most important woman in their lives. But in a year where household budgets are under strain and everyday costs like fuel are climbing steeply, there is a quiet tension between wanting to make Mom feel special and staying financially
She raised you to be smart with money – prove it this Mother’s Day Read More »
If your 40-year-old self could sit down with your 20-year-old self, the conversation probably would not be about bold investment moves or overnight financial windfalls. It would be about the small, quiet habits that either slowly derail your finances or steadily build them. Asking questions about money, sharing experiences and speaking openly about financial challenges
4 financial lessons from your future self Read More »
For many South African families, January is a time to plan and budget for the year ahead and set smart financial goals. While travel and big-ticket spends are almost always the first to be considered, budgeting for healthcare is often left to chance or ignored altogether. This can leave families in stressful circumstances in the
Prioritising smarter healthcare decisions in 2026 Read More »
The sunny days are long, festive lights will soon be twinkling and the social calendar is full. For many, the festive season is an eagerly anticipated, necessary break. But, if we’re being honest, the December holidays also often feel like an emotional spending trap. Driven by the desire to give, to celebrate and to make
5 ways to stay financially disciplined this festive season Read More »
As the digital economy continues to grow and consumers use an app for everything, from ordering food and groceries to online shopping and entertainment through streaming and gaming apps, have you ever sat down with a copy of your monthly bank statement and calculated how much you spend on subscription expenses and online purchases? Soon,
Online and app subscriptions may be getting consumers in financial trouble Read More »
As we step into 2025, families are diligently re-evaluating household budgets, distinguishing the ‘must-haves’ from the ‘nice-to-haves’, and seeking smarter ways to manage essential expenses. One critical area under scrutiny is healthcare coverage, a universally acknowledged necessity – but at what cost, and what benefit level should it be maintained? Martin Rimmer, CEO of Sirago
Healthcare financial planning resolutions for 2025 Read More »