spending

Every rand counts: Don’t fall for retail marketing tricks

We’ve all popped into a shop to buy bread and milk, and found ourselves at the till with a basketful of groceries. While we may blame ourselves for shopping impulsively, we are often the target of tried-and-tested psychological techniques that encourage shoppers to spend. “Retailers spend millions of rands every year to understand how customers […]

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A glass holiday savings jar

Top 5 tips for a financially sound festive season

“It’s the most wonderful time of the year,” as the festive jingle says – but the season also brings temptations to overspend. From enticing sales to ‘buy now, pay later’ offers, it’s easy to fall into financial traps and begin the new year with regret. CreditSmart Financial Services urges South Africans to make informed financial

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SV Capital banner/ Wrap up the year smart

‘Tis the season for #FinancialFitnessGoals

Let’s face it: South Africans turning December into one long spending spree could be a national sport. Whether it’s throwing the biggest braai or grabbing that extra ‘just-because’ gift, the festive season feels like an open invitation to splurge. But when January rolls around, the financial hangover hits harder than expected. But it doesn’t have

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