Emergency fund

Financing life’s foibles: Dealing with unexpected expenses

Life is full of surprises; unfortunately, not all are good. While you can’t predict every challenge, being financially prepared makes unexpected problems easier to deal with. Gavyn Letley, product head at specialist loans provider DirectAxis, says the first step is to consider what you can realistically insure for. “These are events that are difficult or […]

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How an emergency fund helps you handle life’s curveballs

South Africans are known for their resilience. Our ability to adapt, endure and keep moving forward, even when faced with load-shedding or water disruptions, makes us unique. But true financial resilience goes beyond grit. According to JJ van Wyk, financial adviser at Momentum Financial Planning, it starts with a well-considered backup plan. With the cost

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