finances

A book cover/ Little by little written by Christina Castle and Illustrations by Carla Kreuser

Financial literacy crucial for sustainable financial inclusion in SA

While approximately four out of five South African adults have a bank account, a recent study by the World Bank reveals this has not spilled over into broader use of financial services, leaving many South Africans financially excluded. Adequate financial knowledge is critical to bridge the gap from day-to-day transactional savings accounts to financial empowerment. […]

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From passion to profit: What to consider if you have a side hustle

For many reasons – including rapid technological advancements and the rising cost of living – having a ‘side hustle’ has become a mainstream reality for many South Africans. In fact, for people who want to steer clear of the 9-to-5 slog and work part-time or on a project basis, side hustles can be less of

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Men’s mental health, financial wellness and the burdens of debt and stress

Money is often a major source of stress – and for many men, financial worries can be particularly burdensome. According to Experian, men hold 20% more personal loan debt than women, alongside 16.3% more auto loan debt and 9.7% more mortgage debt. Rynhardt de Lange, director and head of Legal at MiLaw Legal, emphasises that

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Debt review: ‘Rather pass’, or ‘perfect fit’?

“There are conflicting opinions surrounding debt review, also known as debt counselling,” says Wikus Olivier, managing director at CreditSmart Financial Services. “And I want to make it clear: Debt review isn’t for everyone. But, while some may give debt review the immediate thumbs-down due to not fully understanding the ins and outs of the process,

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10 ways to slash rising electricity costs

Across Africa, the cost of electricity is on the rise. Compounded by inflation and other economic pressures, this puts additional strain on consumers. “With households already feeling the pinch, proactive measures to manage energy usage are essential to not only save money but electricity, too,” says Dr Andrew Dickson, engineering executive at CBI-electric: low voltage.

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A few pantry

‘Waste not, want not’ is the key to buying, storing and using food – and saving money

Despite South Africans doing all they can to stretch every rand when they buy food, according to Stats SA the country is wasting about 10.3 million tonnes of food, valued at billions of rand across the production and consumption process, each year. Ensuring your purchases are well-planned and that food is stored and refrigerated correctly

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