Travelling on a budget has become an art form for most South Africans. Corné Alberts, national marketing manager at ANEW Hotels & Resorts, spends a significant part of her working life on the road and knows exactly how to make every kilometre and rand count. Here are her 5 tips for getting the most bang
5 savvier ways to travel when petrol prices bite Read More »
One of the greatest financial risks facing working women today is not only dying unexpectedly but surviving a serious illness and having to manage medical costs, a reduced income and ongoing family financial commitments. This risk is the result of an outdated assumption that critical illness is a concern reserved for later in life. For
Why protecting yourself is just as important as protecting your family Read More »
When someone in the family needs a doctor, scan, specialist or hospital procedure, healthcare cover quickly stops feeling like paperwork. It becomes a practical question: who pays, how much, and what happens if there’s a shortfall? For many consumers, the confusion starts with three terms that sound similar: medical aid, medical insurance and gap cover.
Medical aid, medical insurance and gap cover: What each one covers (or does not cover) Read More »
While the old quiz show might have been called Who Wants to Be a Millionaire?, the question arguably would have been better posed as, “Who doesn’t want to be a millionaire?” Because – aside from a handful of people such as billionaires, monastics or those who don’t care one iota about material wealth – you’d
Can you become a millionaire on a salary? Read More »
In a perfect world, having medical cover would mean no surprises when it comes to paying for healthcare. Yet, many South Africans are caught off guard when a hospital admission or an emergency leaves them with costs they did not expect. Understanding how hospital authorisation works, and what your scheme covers in an emergency, is
Avoid surprise hospital bills: What to know before you go Read More »
National Savings Month encourages South Africans to develop healthier saving habits and build greater financial resilience. The initiative is important, but much of the advice assumes consumers have money to save – something that doesn’t reflect the financial reality facing many households. Research suggests that the primary constraint on saving for some households is limited
Savings: What happens when reality thwarts the best intentions Read More »
We’ve all popped into a shop to buy bread and milk, and found ourselves at the till with a basketful of groceries. While we may blame ourselves for shopping impulsively, we are often the target of tried-and-tested psychological techniques that encourage shoppers to spend. “Retailers spend millions of rands every year to understand how customers
Every rand counts: Don’t fall for retail marketing tricks Read More »
As South Africans look for smarter ways to grow their savings in a high-cost economy, and with July marking National Savings Month, GoTyme Bank has expanded its Fixed Deposit offering from three term options to five – giving customers more flexibility to lock in strong, guaranteed returns over the period that best suits their goals.
GoTyme Bank now gives you more ways to make your money work harder Read More »
As pressure builds on household budgets, families are forced into tougher trade-offs. Food, transport, school costs and debt repayments all compete at once, making it harder to stay focused on longer term goals when short-term needs feel urgent. One habit often separates people who stay on track financially: they have a plan. “A clear goal
What smart borrowers do differently Read More »
There has always been a certain kind of traveller who understood something alluring about wanderlust: that distance is not the same thing as experience. This is the person who has spent a long weekend in their own city and come home genuinely rested. The person who has checked into a hotel 20 minutes from home
When filling up costs this much, the best trips are the shortest ones Read More »