With the cost of living stretching budgets to breaking point, South Africans are increasingly looking for ways to save. Many turn to loyalty programmes, which can be an effective way to cut costs – provided they are used wisely. A loyalty programme is a marketing system that companies use to reward customers who shop or […]
Shop, swipe, save: 7 tips to maximise loyalty programmes Read More »
We’ve all popped into a shop to buy bread and milk, and found ourselves at the till with a basketful of groceries. While we may blame ourselves for shopping impulsively, we are often the target of tried-and-tested psychological techniques that encourage shoppers to spend. “Retailers spend millions of rands every year to understand how customers
Every rand counts: Don’t fall for retail marketing tricks Read More »
South Africans are counting the cost of extreme weather after devastating storms, floods, winds and even snowfall battered several provinces in recent weeks. The Western Cape, Eastern Cape and other parts of the country have experienced widespread flooding, damaged homes, power outages, road closures and displacement of families, leading to the declaration of a national
Storm-proof your finances: 14 tips for disaster preparedness Read More »
Over 70% of South Africans choose where to shop based on special offers. However, with half the population having fallen victim to scams of various kinds, vigilance is crucial. Fittingly, the theme for this year’s World Consumer Rights Day (15 March) is “Safe Products, Confident Consumers”. It’s a timely reminder that, while great deals are
World Consumer Rights Day: Legal tips for online shoppers Read More »
JustMoney’s recent survey, Money & Me, reveals a significant gender gap in financial wellness: 42% of women report feeling financially stressed, compared to 34% of men. This Valentine’s month, rather than a fleeting luxury, the most meaningful investment you can make in your relationship may be a transparent conversation about money. The reality behind the
42% of women face financial stress: Why a ‘money date’ is a must-have Read More »
JustMoney’s large-scale survey, Money & Me, reveals that more than a third of South Africans are worried about their income; and little wonder, with salary increases having been nominal over the past 10 years, and the cost of living rising dramatically. With the new year underway, now is the ideal time to consider how to
39% of South Africans worry about their income: Tips to boost your salary Read More »
Education is one of the most important investments a family can make, but the costs can be prohibitive. School fees, uniforms, textbooks, transport, sports, extra lessons and other activities can leave families out of pocket and parents overwhelmed. To worsen the situation, more than a third of South Africans spend up to 40% of their
Facing school costs when dealing with debt: Careful planning is crucial Read More »
South Africans are under increasing financial pressure as holiday season begins, and are concerned about managing festive season expenses on top of regular household costs. JustMoney’s recent large-scale survey, Money & Me, revealed that 61% of South Africans struggle financially every month. December and January are the toughest months of year. In a bid to
Holiday side hustles to boost your cash flow over the summer Read More »
It’s medical aid renewal season – a prime opportunity to check and adapt your healthcare plan. With only 16% of respondents in JustMoney’s recent large-scale survey, Money & Me, able to cover a R10 000 emergency, and only 27% insured for medical costs, on average, it’s crucial to ensure your healthcare package balances sufficient protection
Heritage travel involves taking a trip that’s connected to your culture or family roots. With so many diverse histories in South Africa, the occasions could range from marking the end of Ramadan, attending an initiation ceremony, or celebrating Diwali, to gathering for a wedding or travelling to a family home over Christmas. It’s more than
Heritage Month: 10 money-smart travel tips Read More »