medical aid

Momentum Health’s 2027 benefits focus on affordability, prevention and digital access

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Momentum Health has announced its 2027 healthcare solutions offering. For Momentum Medical Scheme, this includes a 7.9% annual average contribution increase, together with enhancements designed to help South Africans access practical, preventative and digitally enabled healthcare. At a time of evolving healthcare needs and continued economic uncertainty, the 2027 offering reflects the scheme’s commitment to

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Bestmed 2027 benefits: Greater choice, enhanced preventative care and added value

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Bestmed Medical Scheme has announced its 2027 healthcare benefits focusing on greater choice, enhanced preventative care and added value for members. The 2027 changes have been shaped by feedback from stakeholders, specifically in response to what members need most as households continue to navigate economic uncertainty and rising living costs. “South African households continue to

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You’re pregnant! But is your baby automatically covered by medical aid?

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Pregnancy comes with a long list of things for which to prepare: antenatal appointments, choosing a hospital, packing a hospital bag, buying tiny clothes and, eventually, figuring out how you’re going to function on very little sleep. But there is another question expecting parents should ask before their baby arrives: What happens to my baby’s

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You’ve planned for your child’s future – but are you prepared for the healthcare costs along the way?

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Most parents plan and budget carefully for the various expenses of raising a child, such as education, food, clothing and extracurricular activities. Healthcare, however, is sometimes treated differently: as an expense to be dealt with only when a child falls ill, is injured or requires specialist support. The reality is that healthcare presents significant cost

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Medical aid, medical insurance and gap cover: What each one covers (or does not cover)

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When someone in the family needs a doctor, scan, specialist or hospital procedure, healthcare cover quickly stops feeling like paperwork. It becomes a practical question: who pays, how much, and what happens if there’s a shortfall? For many consumers, the confusion starts with three terms that sound similar: medical aid, medical insurance and gap cover.

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Avoid surprise hospital bills: What to know before you go

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In a perfect world, having medical cover would mean no surprises when it comes to paying for healthcare. Yet, many South Africans are caught off guard when a hospital admission or an emergency leaves them with costs they did not expect. Understanding how hospital authorisation works, and what your scheme covers in an emergency, is

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The silent signals: Routine health checks can detect serious conditions early

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Most people only visit a doctor when something feels wrong. But many of the biggest health risks develop quietly, without pain or noticeable symptoms. That is why doctors recommend having a routine health assessment every year, even if you feel healthy. Conditions such as high blood pressure, high blood sugar and high cholesterol often go

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The pharmacy surprise: Why you’re paying extra for prescriptions, and how to avoid it

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It’s a familiar moment for many: You arrive at the pharmacy to collect your prescription, only to be told that you need to pay a ‘levy’. For many medical aid members, this moment – the unplanned co-payment – is one of the most frustrating parts of managing their health. What makes it worse is that

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My R1.8-million lesson: How updating my financial cover saved my life

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A sudden medical emergency nearly cost Consult by Momentum financial adviser Andrew Wolmarans his life – but thanks to prudent financial planning, hospital bills were the least of his worries. I used to think I had time and health on my side. I trained hard, stayed active, kept an eye on my numbers. By most

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