medical aid

84% of South Africans can’t afford emergency expenses – time to review your medical cover

It’s medical aid renewal season – a prime opportunity to check and adapt your healthcare plan. With only 16% of respondents in JustMoney’s recent large-scale survey, Money & Me, able to cover a R10 000 emergency, and only 27% insured for medical costs, on average, it’s crucial to ensure your healthcare package balances sufficient protection […]

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Planning your private healthcare funding for 2026

South Africans are facing another tough year of rising medical scheme costs in 2026. Weighted average premium increases range between 6% and 9%, depending on the benefit option – despite the Council for Medical Schemes recommending that increases be limited to CPI (3.3%) plus reasonable utilisation. Across the country’s leading open medical schemes, the announced

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Healthcare financial planning resolutions for 2025

As we step into 2025, families are diligently re-evaluating household budgets, distinguishing the ‘must-haves’ from the ‘nice-to-haves’, and seeking smarter ways to manage essential expenses. One critical area under scrutiny is healthcare coverage, a universally acknowledged necessity – but at what cost, and what benefit level should it be maintained? Martin Rimmer, CEO of Sirago

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A picture of a misquito

Malaria prevention and treatment – what does your medical scheme cover?

According to the World Health Organization, malaria has been a priority health problem in the African region for the past few decades, and today, it still remains the leading cause of illness, hospital admissions and deaths on the continent. Malaria is a life-threatening disease caused by parasites transmitted through the bites of infected female mosquitoes,

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A animated picture of a human brain

Preventing stroke is possible and easier than you think

Did you know that an average of 10 people suffer a stroke in South Africa every hour, which is a shocking statistic. Even more alarming is the fact that the World Health Organization states 15 million people worldwide suffer a stroke annually. Unfortunately, strokes remain a major health concern and, at the heart of it,

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A hospital room filled with hospital equipment

Are you financially prepared for a critical illness?

Even with the financial stresses of life already taking a toll on many South Africans, we can’t ignore that our health could take a sudden turn for the worse, landing us not only in physical but even greater financial distress. According to Bertie Nel, head of Financial Planning and Advice at Momentum, the Momentum Life

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A nurse checking a patients temperature

Hospital-level care in the comfort of your home

First Care Solutions – in partnership with SHInc., ER Specialist Governance Inc. and Discovery Home Health – are combining expertise and advanced technology and delivering high-quality, personalised care for Discovery Health Medical Schemes members and members from selected schemes administered by Discovery Health. Discovery Hospital at Home (H@H) is a groundbreaking healthcare model that transforms

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Seasonal vaccines – don’t stop at flu

As seasonal viruses start making their way across boardrooms, classrooms and all the spaces between, children and high-risk individuals must urgently receive the flu and pneumococcal vaccines to avoid serious illness, hospitalisation and potentially fatal complications.  This is according to Josua Joubert, CEO and principal officer of CompCare Medical Scheme, who notes that pneumococcal vaccination is

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A boy with a pencil in his hand and staring

Autism – early detection is important

Autism spectrum disorder (ASD) is a condition related to brain development which impacts how a person perceives and socialises with others, causing problems with social interaction and communication. Read the signs While a professional evaluation is crucial in diagnosing ASD, it’s really important for a parent or caregiver to look out for the early signs

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