With Mother’s Day around the corner, many South Africans are thinking about how to celebrate the most important woman in their lives. But in a year where household budgets are under strain and everyday costs like fuel are climbing steeply, there is a quiet tension between wanting to make Mom feel special and staying financially […]
She raised you to be smart with money – prove it this Mother’s Day Read More »
If your 40-year-old self could sit down with your 20-year-old self, the conversation probably would not be about bold investment moves or overnight financial windfalls. It would be about the small, quiet habits that either slowly derail your finances or steadily build them. Asking questions about money, sharing experiences and speaking openly about financial challenges
4 financial lessons from your future self Read More »
JustMoney’s recent survey, Money & Me, reveals a significant gender gap in financial wellness: 42% of women report feeling financially stressed, compared to 34% of men. This Valentine’s month, rather than a fleeting luxury, the most meaningful investment you can make in your relationship may be a transparent conversation about money. The reality behind the
42% of women face financial stress: Why a ‘money date’ is a must-have Read More »
Health screenings and early detection play a vital role in improving outcomes for serious illnesses. Yet, there is another critical aspect that is often overlooked until it is too late: the financial health of your family if you are diagnosed with a serious illness. A diagnosis such as cancer is life-changing, but it should not
Why financial protection matters as much as early detection of critical illness Read More »
JustMoney’s large-scale survey, Money & Me, reveals that more than a third of South Africans are worried about their income; and little wonder, with salary increases having been nominal over the past 10 years, and the cost of living rising dramatically. With the new year underway, now is the ideal time to consider how to
39% of South Africans worry about their income: Tips to boost your salary Read More »
With the festive season behind us, many South Africans are focused on a reset. We’ve cleared the sugar from our pantries and the clutter from our homes, but there’s one vital area we often overlook that quietly drains our energy and our bank accounts: our finances. Financial clutter isn’t just a messy spreadsheet. It’s the
How to declutter your way to good financial health Read More »
As schools reopen across South Africa, millions of learners are heading back to the classroom at a time when household budgets are financially strained. Rising living costs, stretched incomes and economic uncertainty have made one thing clear: Understanding how money works is not a ‘nice to have’ life skill – it’s essential. “Financial literacy is
Why money lessons may be the most important subject your child will ever learn Read More »
Education is one of the most important investments a family can make, but the costs can be prohibitive. School fees, uniforms, textbooks, transport, sports, extra lessons and other activities can leave families out of pocket and parents overwhelmed. To worsen the situation, more than a third of South Africans spend up to 40% of their
Facing school costs when dealing with debt: Careful planning is crucial Read More »
South Africa’s credit landscape just offered a rare glimmer of hope: a 14% year-on-year improvement in default rates according to Experian’s latest Consumer Default Index (CDI). However, this seemingly positive statistic is a deceptive illusion, stemming more from tightened lending practices than from a genuine surge in consumer financial strength. As the echoes of festive
Make 2026 the year of smarter credit choices Read More »
Many South Africans are struggling financially, and while the country’s economic landscape of high inequality, poverty and unemployment is a large factor, social behaviour change NPO, Heartlines believes that people’s own values also play a part. By taking the time to interrogate their money values, people can help to pass on healthier attitudes and behaviours to the
Making financial literacy a family affair Read More »